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When you need a loan to help improve your quality of life, Lakeland is where you belong. With flexible rates and terms, friendly personalized service, experienced loan managers, and local banking convenience, we can create the loan that's right for you and your budget.

For current consumer rates, click here.

Home Equity Loans and Lines of Credit

Whether you choose a Lakeland Fixed-Rate Home Equity Loan for a specific term or a variable-rate Revolving Line of Credit, you'll find an affordable way to pay off higher-rate credit cards and other loans, consolidate your outstanding bills to gain significant monthly savings, or have the ready funds to pay for any major expense or emergency... and earn important tax* advantages, as well. We also offer fixed-rate biweekly Home Equity Loans that allow you to pay off your loan in less time while earning significant savings in interest payments. Click here to download a copy of our Home Equity Loan Application Package or our Home Equity Line of Credit Application Package.

*Consult your tax advisor.

Auto, Motorcycle, Recreational Vehicle and Boat Loans

On the go? Whether you're in the market for new or used transportation — on land or over the water — Lakeland has the loan to keep you riding in style.

Personal Loans

Need cash for a special purpose? A low-cost Lakeland personal loan is the answer.

Secured Loans
Loans secured by Lakeland Bank passbook or CD's as well as marketable securities. 

Credit Cards

At Lakeland Bank, our industry leading consumer credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. Learn More or Apply Now.

For existing customers, please click here. 

Click here to download a copy of our Consumer Loan Application for all non-real estate secured loans.

For more information on Consumer Loans, contact: Jim Trotta or Lisa Johnson.