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Allpoint® ATM Access
Great News! Lakeland Bank customers will now have greater access to their money wherever and whenever they need it, whether it's around the corner or throughout the United States. As a member of the Allpoint® network, the world's largest surcharge-free ATM network, Lakeland Bank customers have access to more than 55,000 surcharge-free ATMs. Need help finding your nearest surcharge-free ATM? We’ve got an app for that, or just look for the Allpoint® logo on participating ATMs.

More choices for you
Thanks to our relationship with Allpoint, Lakeland Bank customers can access 55,000 ATMs with their Lakeland Bank Debit Card. This is the world's largest surcharge-free network. That means no matter where you travel, you’re never far from the convenience of an ATM.

Mobile application
Download the mobile Allpoint app for iPhone®, BlackBerry® or Android® devices. After just a few simple steps you’ll be able to quickly and easily find the Allpoint ATM nearest you–including directions.

Find an ATM near you
Just enter your zip code on the Allpoint website or Allpoint mobile app to locate the nearest Allpoint ATMs. It's easy!

Allpoint ATM Locator
Download the Allpoint App for your mobile device » 



Important Notice about Allpoint ATMs
As a Lakeland Bank ATM/Debit cardholder, you are never required to pay a surcharge fee at Allpoint ATMs.  If a surcharge screen appears during your Allpoint ATM transaction, you must enter YES as if you were accepting the charge and then you may proceed with your withdrawal.  Your receipt will indicate that you were not charged a fee for the transaction.  


MasterMoney™ Debit Card – the fast, easy way to pay for purchases
and access your cash

  • It’s convenient, easy to use, and welcome at any merchant that accepts MasterCard®.
  • You can withdraw cash at ATMs and enjoy surcharge-free access to cash at all Lakeland Bank   ATMs and at more than 55,000 Allpoint® ATM locations.
  • It’s accepted anywhere you see the ACCELSM, NYCE®, Plus® or STAR® logos. Fees may apply.
  • No finance charges.
  • No monthly fee.
  • ATMs are available at all of our 52 branches, conveniently located throughout Bergen, Essex, Morris, Passaic, Somerset, Sussex, Union and Warren counties.

Additionally, receive extra online security for your Lakeland Bank MasterMoney™ Debit Card that's quick and easy to use.



MasterCard SecureCode™ allows you to add extra protection against unauthorized use of your card when shopping online at participating merchants. Click here to create your own SecureCode personal code.

Not a current Lakeland Bank MasterMoney™ Debit Card holder?

Simply call Customer Service at 866-224-1379 to apply for your debit card today or visit your local branch.

Lost or Stolen Card?

During business hours, you may contact our
Customer Service Department or any branch to report a lost or stolen card. After business hours, please call (800) 554-8969.

Forgotten PIN?
During business hours, you may contact our
Customer Service Department or any branch to determine how to obtain your forgotten PIN.

Important Information When Traveling Abroad
Lakeland Bank is committed to providing you with the most advanced fraud protection solutions available in the market place. In keeping with this commitment, Lakeland Bank customers may have limited use of their ATM and Debit Cards in certain countries. Customers traveling abroad should contact our Customer Service Department at 866-224-1379 before leaving to determine how your card capabilities may be affected.

Frequently Asked Questions
Please click here to download a PDF file of FAQs.