Apply Online Now or Download an Application
Whether you need to consolidate holiday expenses, complete a home improvement project, or pay for college tuition, Lakeland Bank offers a low-rate Home Equity Line of Credit to fit your needs!
Plus, there are no annual fees. And you can enjoy easy, ongoing access to funds.
Apply online at LakelandBank.com,
by phone at 866-224-1379,
or at any of our branch locations.
*Annual Percentage Rate effective 01/02/14 and may change at any time. Introductory 1.99% APR is fixed for one year and variable thereafter. Variable APR equal to the Wall Street Journal Prime Rate (currently 3.25%) with a minimum APR of 3.75% and a maximum APR of 18%. Subject to credit approval. Maximum credit line is $500,000. Homeowner’s property insurance is required. Flood insurance may be required. $400 fee if Line is cancelled within the first 18 months. Credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1-4 family, owner-occupied properties. Non-owner-occupied properties subject to different terms. NJ, NY and PA residents will be charged a $75.00 mortgage recording fee at the time of closing. NY residents will be charged mortgage recording tax ranging from 1.02% to 1.80% of the maximum credit line amount. Offer does not apply to existing Lakeland Bank Lines.