
Life is full of little surprises.
As the kids grow up, a Lakeland Bank Home Equity Line
of Credit can come in handy.
HOME EQUITY LINE OF CREDIT
2.99%APR*
Fixed Rate for the first year
3.75%APR*
Variable Rate thereafter
2.99%APR*
Fixed Rate for the first year
Variable Rate thereafter
- Low fixed rate for the first year!
- Decisions within 24 hours
- Easily convert all or a portion of your line to a fixed rate loan anytime
- Apply online, in person or by phone
To apply online visit LakelandBank.com,
stop by any of our conveniently located offices,
or call toll-free 866-224-1379.
LakelandBank.com
Customer Service Department: 1-866-224-1379
Customer Service Department: 1-866-224-1379
*Annual Percentage Rates effective as of 5/9/13 and may change at any time. Introductory 2.99% APR is fixed for one year at the time of closing and is variable thereafter. Then the variable APR will be equal to the Wall Street Journal Prime Rate (currently 3.25%) with a minimum APR of 3.75% and a maximum APR of 18%. Maximum credit line is $500,000. Subject to credit approval. Homeowners property insurance is required. Flood insurance may be required. The proposed credit line together with any other mortgage(s) cannot exceed 75% of the value of the property. New lines only. NJ, NY and PA residents will be charged a $75.00 mortgage recording fee at the time of closing. In addition New York residents will be charged a mortgage recording tax ranging from 1.02% to 1.80% of the maximum credit line amount.









