Relationship Accounts
A perfect way to combine balances in any number of our deposit and loan accounts into one great relationship!
The higher the balance, the more features you get.

Checkmate Platinum - Our premium combined account plan for savings and added features. Keep an average daily balance of $10,000 or more in any two or
more of the following combined accounts; Checking,
Savings, CDs or the outstanding principal balance of a Mortgage or Consumer Loan (except for overdraft
checking) and receive all of the following benefits:

• Earn interest on your checking account
• Overdraft protection (subject to qualification)
• Free direct deposit
• Discount on new Personal, Home Equity, or Auto Loans when payments are automatically deducted from a Lakeland Checking Account 
• Free Online Banking and Bill Pay
• Special rates on new regular Certificates of Deposit with a term of 6 months or longer (excluding specials)
• Free personalized checks (any order specific style)
• Free safe deposit box up to 5 x 5 (subject to availability)
• Fee-free money orders and Travelers Cheques
• Free ATM or Debit Card (other banks may charge you for the use of their ATMs)
• No minimum balance requirements, no per check charges and no monthly service charges to be imposed for the first three months

Checking Accounts

Free NOW Checking with Direct Deposit
Enjoy the interest-earning benefits of a NOW account and avoid monthly service charges and minimum balance requirements if you use direct deposit for payroll, Social Security or recurring government checks
 

Totally Free Checking (non-interest bearing)
Totally FREE Checking. Avoid the monthly expenses you pay for using your current checking plan. This checking account is FREE with no strings attached! 

• No monthly service charge
• No minimum balance requirements
• No per-check charges
• Unlimited check writing
• FREE Online Banking
• FREE Bill Pay

NJ Consumer Checking (non-interest bearing)
Our basic, low cost account for customers who don't write a lot of checks.

• Minimum balance to open - $50
• Monthly maintenance charge - $3
• Maximum number of checks paid FREE - 8
• Per check charge above 8 checks - $.50

May not maintain a checking account or another NJ Consumer Checking Account at Lakeland Bank or any other depository institution.