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Kermit Ferrant, AVP
Personal Mortgage Consultant
At Lakeland Bank we are dedicated to community banking. Our customer’s borrowing needs take first priority and all of our team members devote their efforts to make sure each financial need is met.
The Mortgage Operations Center is located in Northwestern New Jersey. All processing, underwriting and closings are done locally giving you the convenience and confidence that your decision maker is close by, not states away. Lakeland’s Mortgage Consultants serve our customers from the Delaware River to the Hudson River and beyond.
Kermit Ferrant is located in our Montville office. He serves mortgage borrowers located in Passaic and Morris Counties. Kermit is a full service Loan Officer and is ready to assist you with your purchase, refinance or construction needs. Lakeland’s product menu includes adjustable and fixed rate loans, special first time buyer mortgages, interest only programs, limited and no documentation loans as well as programs for those with challenged credit histories. Qualified borrowers can actually purchase a home with no money down. At Lakeland Bank we realize that every borrower is unique. We will review your specific situation and provide you with the best possible financing package.
Kermit has over 35 years of experience in finance and mortgage originations. He has worked for borrowers in Morris, Sussex, Passaic and many other counties in New Jersey. His experience also includes New York and Pennsylvania, making him intimately familiar with the needs of local borrowers. With a career of customer service, he is qualified to deal with his entire customer’s needs. Kermit is also very active with the Housing Partnership serving the housing needs of Northern New Jersey. Kermit has experienced and accepted a wide range of mortgage challenges.
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Many lenders will promise you the world on a silver platter, but when you get to closing it turns out to be an Atlas on a paper plate. At Lakeland we strive to deliver what we promise. Our team of dedicated mortgage professionals will handle your request with the care it deserves from application to closing.
Our goal is to build a long term relationship with every one of our customers. Lakeland Bank wants you to stay with us for the long run. In many instances, we are able to provide a free interest bearing checking account with value added benefits when you become a Lakeland Mortgage customer. Make sure to ask about our Checkmate Platinum feature when you talk to Kermit.
We will also give you a discount on our qualifying loan programs when you have payments automatically taken out of your Lakeland account. There are so many reasons to make Lakeland Bank your mortgage lender.
Just like Lakeland Bank, Kermit Ferrant is here for you. Let Lakeland help you with your next mortgage loan. Simply call the number listed below or click on the email link for a quick phone consultation with Kermit.
166 Changebridge Road
Montville, NJ 07045
ph (973) 882-4636
cell (973) 670-6017
kferrant@lakelandbank.com
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