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Jay Bacco, AVP
Personal Mortgage Consultant
At Lakeland Bank we are dedicated to community banking. Our customer’s borrowing needs take first priority and all of our team members devote their efforts to make sure each financial need is met.
The Mortgage Operations Center is located in Northwestern New Jersey. All processing, underwriting and closings are done locally giving you the convenience and confidence that your decision maker is close by, not states away. Lakeland’s Mortgage Consultants serve our customers from the Delaware River to the Hudson River and beyond.
Jay Bacco is located in our Newfoundland office. He serves mortgage borrowers located in Passaic, Morris and Sussex Counties. Jay is a full service Loan Officer and is ready to assist you with your purchase, refinance or construction needs. At Lakeland Bank we offer competitive fixed rate mortgage programs with a money saving bi-weekly payment option, special first time homebuyer programs featuring reduced fees and preferential interest rates, interest only programs, and a flexible Construction loan program for those looking to build or remodel their homes. Combine these loan programs with our Checkmate Platinum account and you have a win-win solution to your home financing needs.
Jay has over 30 years of overall lending experience. He has worked for borrowers in Sussex County more than half of his mortgage career. His experience also includes Passaic, Morris, Bergen and Warren Counties in New Jersey and Orange and Pike Counties in New York and Pennsylvania making him intimately familiar with the needs of local borrowers. With a career history that includes more than $50 million of closed loans, Jay has experienced and accepted a wide range of mortgage challenges.
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Many lenders will promise you the world on a silver platter, but when you get to closing it turns out to be an Atlas on a paper plate. At Lakeland we strive to deliver what we promise. Our team of dedicated mortgage professionals will handle your request with the care it deserves from application to closing.
Our goal is to build a long term relationship with every one of our customers. Lakeland Bank wants you to stay with us for the long run. In many instances, we are able to provide a free interest bearing checking account with value added benefits when you become a Lakeland Mortgage customer. Make sure to ask about our Checkmate Platinum feature when you talk to Jay.
We will also give you a discount on our qualifying loan programs when you have payments automatically taken out of your Lakeland account. There are so many reasons to make Lakeland Bank your mortgage lender.
Just like Lakeland Bank, Jay Bacco is here for you. Let Lakeland help you with your next mortgage loan. Simply call the number listed below or click on the email link for a quick phone consultation with Jay.
2717 Rt. 23 South
Newfoundland, NJ 07435
ph (973) 208-1809
cell (973) 347-4999
jbacco@lakelandbank.com
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