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Commercial Loan Officer 14133
8:30 AM -- 5:30 PM
Candidate must have a BA in business, accounting or finance. Must have 7 to 10 + years of commercial loan experience handling owner occupied real estate and C&I Loans. Familiarity with Morris, Passaic and northern Essex counties market. Knowledge and understanding of credit evaluation, underwriting skills and presenting loans in the $500,000 to $15,000,000 range required. Must have the ability to analyze complex financial statements, tax returns and perform cash flow analysis. Self-motivated style conducive to adding addition momentum to an existing cohesive, experienced and effective team and demonstrated successful business development through external referral sources would suggest success in this position. Must have good business development, marketing, interpersonal and verbal/written communication skills. Must have proficiency with PCs, and its applications including Microsoft Word and Excel. Must be bondable.
Candidate must be able to effectively present loan requests to various committees. Ability to identify prospects through contact network, underwrite specific credit requests and subsequently handle administration of those accounts acquired. Identify potential borrowers and evaluate their overall worthiness. Manage the entire credit approval process from preparation of the credit to closing. Assist in monitoring and managing existing portfolio of accounts including modifications, amendments, renewals, etc. Develop and maintain an active pipeline for commercial loans. Maintain active involvement in asset participation or loan assignment with other commercial banks. Solicit for various depository account relationships.
Scheduled hours are subject to change.
Current Lakeland BankEmployees Only
Lakeland Bank and its affiliates consider for employment, and hire qualified candidates. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, religion, color, sex, sexual orientation, gender, gender identity, age, national origin, ancestry, citizenship, protected veteran or disability status or any other characteristic factor prohibited by law. As such it is affirmed in policy and practice that the Bank will support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable, federal, state, provincial and municipal laws. The Bank also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our Team members. Candidates must possess authorization to work in the United States, as it is not the practice of the Bank to sponsor individuals for work visas.