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Consumer Loans

Consumer LoansWhen you need a loan to help improve your quality of life, Lakeland is where you belong. With flexible rates and terms, friendly personalized service, experienced loan managers, and local banking convenience, we can create the loan that's right for you and your budget.

Home Equity Loans and Lines of Credit
Whether you choose a Lakeland Fixed-Rate Home Equity Loan for a specific term or a variable-rate Revolving Line of Credit, you'll find an affordable way to pay off higher-rate credit cards and other loans, consolidate your outstanding bills to gain significant monthly savings, or have the ready funds to pay for any major expense or emergency... and earn important tax* advantages, as well. We also offer fixed-rate biweekly Home Equity Loans that allow you to pay off your loan in less time while earning significant savings in interest payments. And don’t forget that your Lakeland Home Equity Line of Credit can be converted to a fixed rate loan without additional cost at any time.

*Consult your tax advisor.

Auto, Motorcycle, Recreational Vehicle and Boat Loans
On the go? Whether you're in the market for new or used transportation — on land or over the water — Lakeland has the loan to keep you riding in style.

Personal Loans
Need cash for a special purpose? A low-cost Lakeland personal loan is the answer.

Student Loans
Don't let lack of money stand in the way of a college education. We have the low-rate loans you can learn on... for both undergraduate and graduate studies. At Lakeland, you're assured of uninterrupted service from origination to payoff with efficient responses to your telephone and written inquiries.

Secured Loans
Loans secured by Lakeland Bank passbook or CD's as well as marketable securities.

For more information on Consumer Loans, contact:
Gary McDowell, Jim Trotta or Lisa Johnson

For current consumer rates, click here.

Click here to download a copy of our Consumer Loan Application or our
Home Equity Line of Credit Application Package. (pdf files)

For your convenience, you may also apply for a consumer loan by telephone, 7 days a week, 24 hours a day. The toll free telephone number is (877) 224-LAKE.
 

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