Residential Mortgage Loans

First-time homebuyer? Refinancing your higher-rate mortgage? Buying a second or vacation home? Lakeland offers a complete range of Fixed-Rate, Fixed-Term and Balloon Mortgages designed to help make home ownership more affordable. We even offer special biweekly and accelerated amortization plans so that you can pay off your mortgage faster... and greatly reduce interest payments over the life of your loan. Jumbo mortgages and reverse mortgages are also available.

Construction Loans

Funds for construction of owner occupied housing are available. Advances take place at specified stages of construction. Construction financing is also available for modular homes.

Feature Product: Balloon Mortgages

Our feature balloon mortgage fulfills a number of needs. The Annual Percentage Rate (APR) is similar to lower APRs associated with traditional same term mortgages, but the monthly payment is based on a longer term payback. Get the best features of both products with this innovative mortgage. Contact one of our mortgage consultants for additional information.

For Mortgage Inquiries or a request for a Personal Consultant please CLICK HERE.

For current residential mortgage rates, CLICK HERE.