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September 2014
By Laura Ferraro, Senior Vice President

When you buy a home with a loan from a financial institution, your mortgage lender will help you determine the right mortgage for your financial needs. This includes the down payment amount, the amount of the loan, the term, and the interest rate. The combination of these components will help determine the amount of your monthly mortgage payments.

There are several factors that go into the calculation of a mortgage payment. Mortgage payments most commonly consist of paying the principal, interest, taxes, and insura ...


By Robert Vandenbergh

Wouldn’t it be great if you could easily split the bill at dinner, pay your babysitter, or transfer money to a friend without having to reach for cash or write a check? It’s now possible with Lakeland Bank’s new online banking product.

The service is called Popmoney® and it’s a feature of Lakeland Bank’s Consumer Online Bill Pay system. Popmoney is an electronic payment service that allows users to send or receive money to or from any individual using an email address or a mobile phone number. The money is transferred from your ban ...


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