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May 2013
By: Jeffrey Buonforte, CERTIFIED FINANCIAL PLANNERTM

Each stage of life presents new financial needs and the opportunity to reassess your financial goals. Studies show that people who get professional advice before they make major financial decisions fare significantly better than those that do not seek advice1.

Yet many people don’t seek the help of financial planners. If you want to lose weight, you are likely to join a gym, get a personal trainer or go on a diet. Similarly, if you want to get your finances in order, you should develop a financial plan. If you don’t, you’re missing out on how you can grow your money to meet short-term and long-term needs. Each year, when you do your taxes, it’s a great opportunity to review that plan.
...


By David Yanagisawa, Executive Vice President and Chief Lending Officer

Home equity lending is starting to make a comeback. Many lenders are reporting substantial increases in home equity lending over the past year with Equifax reporting that the total number of home equity loans approved in the fourth quarter of 2012 represented a 19 percent increase over the same period in 20111.

What’s driving this up-tick? Home prices are beginning to stabilize and even increase which is restoring consumer confidence in the real estate market.

There are two types of home-equity lending. Home equity lines of credit (HELOC) carry variable rates and give borrowers the flexibility to borrow up to the full amount of the loan or just a portion. A HELOC functions like a credi ...


Lakeland Bank Mobile Banking Mobile Deposit

By: Robert Vandenbergh


Mobile Banking with Lakeland Bank is now even more convenient with the introduction of Mobile Deposit. It’s fast, completely secure, and as easy as taking a picture with your smartphone. ...


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